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The “Right To Repair” insurance clause in mold/flood damage claims

The “Right To Repair” insurance clause in mold/flood damage claims

Some insurance companies are changing their policies and are invoking “the right to repair “. 

What does that mean to you?  

Insurance companies want you to report your claim directly to them so that they have full control of the claim. 

It allows them to send their own restoration company or preferred vendor to “clean/dry” the damage and use their contractor to fix the damage. No hassle for you. 

Sounds good right?

How many times have you heard “if it sounds too good to be true, then it probably is!”.

Well.. this is usually the case.

Insurance companies take in millions in premiums and increase profits by limiting the claims payments as much as they can, keeping more money in their pockets. 

The contractors that are hired by the insurance company work for them ONLY(even if they seem very nice!) and will try to repair as little as possible in the cheapest way as possible. 

I’m sure you pay your premium on time every year and you deserve what you are entitled to! 

You don’t want to dry and clean only what they choose to surface of your damaged property (which can create future problems with mold) instead of replacing it, or dry only part of a wall and “forget” the water behind the baseboards. 

You shouldn’t be happy with the insurance company allowing the painting of only one or two walls instead of fresh paint throughout the entire damaged area or refacing the kitchen cabinets instead of getting new cabinets.

What can you do to protect yourself?

Get a second opinion, one that will work on your behalf – professional public adjuster that deals with insurance companies on a daily basis and knowhow they work.

Hire someone who will work for you. Someone who will get you the absolute most.

That is what a public adjuster does and this is what we do the best! 

Get what you’re entitled to by hiring a public adjuster to work for YOU!

Want some advice on your mold/flood insurance claim?

Contact us here or call us for a free consultation:

561-451-4700 , 866-694-8303

 

The Right to Repair / Managed Repair resources:

Craig
Craig
With 29 years of Adjusting experience, Craig Drillich established Property Damage Consultants in 2002. After working on behalf of the insurance companies for twelve years and tired of seeing the injustice being done to the property owners, Craig Drillich, President of the Board of Directors of the Florida Association of Public Insurance Adjusters (FAPIA), became a consumer advocate as an all lines licensed Public Adjuster and Appraiser.

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