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Public Adjusters – How do we work?

Public Adjusters – How do we work?

As public adjusters, we work on behalf of the policy holder. We make sure that you receive everything you are entitled to from your insurance company.

Not only do public adjusters document the damage to your property, they also handle all communication with the insurance company on your behalf. There is also the benefit of making sure that if another professional opinion is needed (engineers, floor experts, etc..) we have the resources for you.

Your public adjuster will be there through the entire process, they will help when you don’t know the solution to questions like these:

  • What do I do when my damage keeps me from living in my home?
  • What if your kitchen is damaged and can’t be used for an extended period?
  • What to do when electric/ water bill goes up because of your claim?
  • What if it’s rental property and your tenant had to move out because of your claim?

To answer those questions, the public adjuster will help you with all your additional living expenses and make sure you get everything covered under your policy.

Public adjusters work on a contingency basis which is a percentage of the gross claim up to – 20%, depending on the size of the claim.

So, it is also in our best interest to collect the maximum amount possible for you.

You should be reminded that there are limits of 10% on all hurricane/ disaster claims by FL (Florida associations of insurance department). Insurance companies will try to deny your claim anyway possible or pay as little as possible, let us help you.

With 29 years of Adjusting experience, Craig Drillich established Property Damage Consultants in 2002. After working on behalf of the insurance companies for twelve years and tired of seeing the injustice being done to the property owners, Craig Drillich, President of the Board of Directors of the Florida Association of Public Insurance Adjusters (FAPIA), became a consumer advocate as an all lines licensed Public Adjuster and Appraiser.

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