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What is the difference between an Independent Adjuster and a Public Adjuster?

What is the difference between an Independent Adjuster and a Public Adjuster?

An Independent Adjuster is someone hired by your insurance company to inspect the damaged property on their behalf.

This adjuster’s main job is to protect the interests of the insurance company.

A Public Adjuster is responsible for representing YOU, the insured.

This adjuster’s main responsibility is to protect YOUR interests against the insurance company. Let Property Damage Consultants do what is best for YOU!

What can a Public Adjuster do that I can’t do for myself?

Many policyholders feel that filing an insurance claim is cut and dry, but if you are unfamiliar with the wording of your policy or all of the details, you might not receive all that you are entitled to. Here are a few things that public adjusters can do that you might not be able to do for yourself:

  • Analyze your policy to determine your coverage and determine you are entitled to based upon your coverage
  • Assess the amount of damage and document it
  • Gather all information needed to file the claim
  • Submit claim documentation on your behalf
  • Monitor and follow up on the progress of your claim
  • Negotiate the best possible settlement for YOU, the insured
Craig
Craig
With 29 years of Adjusting experience, Craig Drillich established Property Damage Consultants in 2002. After working on behalf of the insurance companies for twelve years and tired of seeing the injustice being done to the property owners, Craig Drillich, President of the Board of Directors of the Florida Association of Public Insurance Adjusters (FAPIA), became a consumer advocate as an all lines licensed Public Adjuster and Appraiser.

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